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Am I Coast FIRE at 30 with $50k?

At 30, the math begins to shift. You likely have higher expenses than in your 20s. We ran the numbers to see if a $50k balance is enough to let your foot off the gas.

Quick Inputs

Age

Retire At

Current Balance

Annual Return

Retirement Spend / Mo

Note: True Coast check: no new contributions. “Return” is inflation-adjusted, and the target uses the 4% rule. For contribution paths and deeper scenarios, use the full calculator.

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