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Can I Coast FIRE at 40 with $250k?

At 40, you are halfway to traditional retirement. Your margin for error is shrinking, but your balance is growing. Let’s see if $250k is enough to secure your future lifestyle.

Quick Inputs

Age

Retire At

Current Balance

Annual Return

Retirement Spend / Mo

Note: True Coast check: no new contributions. “Return” is inflation-adjusted, and the target uses the 4% rule. For contribution paths and deeper scenarios, use the full calculator.

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