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Am I Coast FIRE at 45 with $500k?

With half a million invested, your portfolio swings matter more than your contributions. This engine calculates if your $500k can carry you to the finish line without adding another dime.

Quick Inputs

Age

Retire At

Current Balance

Annual Return

Retirement Spend / Mo

Note: True Coast check: no new contributions. “Return” is inflation-adjusted, and the target uses the 4% rule. For contribution paths and deeper scenarios, use the full calculator.

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