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Can I Coast FIRE at 60 with $1 Million?

You are at the finish line. ‘Coasting’ here simply means letting your portfolio ride for a few more years to buffer against inflation. Let’s check the numbers.

Quick Inputs

Age

Retire At

Current Balance

Annual Return

Retirement Spend / Mo

Note: True Coast check: no new contributions. “Return” is inflation-adjusted, and the target uses the 4% rule. For contribution paths and deeper scenarios, use the full calculator.

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